Investment & Financing
Invest in Yourself
Exceptional results should be accessible. We offer flexible financing options with 0% APR, HSA/FSA acceptance, and transparent all-inclusive pricing.
Financing Partners
Flexible Payment Plans
We partner with three leading patient financing companies to offer options that fit every budget.
CareCredit
The most widely accepted patient financing program in healthcare. Apply in minutes and receive a credit decision in seconds.
Alphaeon Credit
Designed exclusively for aesthetic and wellness procedures. Competitive rates with flexible repayment terms.
PatientFi
Modern patient financing built for aesthetic practices. Simple application, fast approvals, and transparent terms.
Monthly Payments
Estimated Monthly Costs
Most procedures range from $200 to $500 per month with 0% APR financing. These are estimates \u2014 your exact cost is determined during your consultation.
Rhinoplasty
$8,000 – $12,000
From $200/mo
with 0% APR for 12 months
Facelift
$12,000 – $18,000
From $300/mo
with 0% APR for 12 months
Breast Augmentation
$7,000 – $10,000
From $175/mo
with 0% APR for 12 months
Tummy Tuck
$9,000 – $14,000
From $225/mo
with 0% APR for 12 months
Mommy Makeover
$15,000 – $25,000
From $375/mo
with 0% APR for 12 months
Package Pricing
Combination procedures often cost less than individual procedures performed separately. When surgical steps are combined into a single session, patients benefit from shared anesthesia and facility fees \u2014 resulting in meaningful savings.
HSA & FSA Accepted
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) can be used to cover eligible procedures. Using pre-tax dollars can reduce your effective out-of-pocket cost by 20\u201330%, depending on your tax bracket.
Estimate Your Monthly Payment
Use our payment calculator to see estimated monthly costs based on your procedure and preferred financing term.
Payment calculator coming soon
Contact us for a personalized quote
Common Questions
Financing FAQ
Cosmetic plastic surgery is generally not covered by health insurance. However, certain reconstructive procedures — such as rhinoplasty for breathing issues, breast reduction for medical necessity, or post-mastectomy reconstruction — may be partially or fully covered. Our team can help determine whether your procedure qualifies for insurance coverage.
With our financing partners, qualified patients can finance their procedure at 0% interest for 6, 12, or 18 months (depending on the lender). This means you pay only the principal balance with no interest charges — the total cost is divided into equal monthly payments over the promotional period.
Absolutely. Many patients choose to pay a portion of their procedure upfront with cash, check, or credit card, and finance the remaining balance. We are happy to structure a payment arrangement that works for your budget.
PatientFi offers a soft credit check for pre-qualification that does not affect your credit score. CareCredit and Alphaeon do perform a hard credit inquiry when you submit a formal application, which may have a minor, temporary impact on your score.
Yes. Combination procedures — such as a mommy makeover (breast surgery + tummy tuck) or a facelift with eyelid surgery — are often priced lower than the individual procedures combined. Dr. Chen will provide a detailed, all-inclusive quote during your consultation.
Our quotes are all-inclusive and cover surgeon’s fees, anesthesia, facility fees, all pre- and post-operative appointments, surgical garments, and standard medications. There are no hidden fees. The price discussed during your consultation is the price you pay.
Ready to Begin?
Let's Discuss Your Options
Schedule a consultation to receive a personalized quote and discuss financing options with our patient coordinator. No obligation, no pressure.